1. Organization

2. Savings

3. Debt Management

4. Insurance Protection

5. Growth Investing

We focus on the

10 Financial Principles

that are most important to your

peace and security.

After a complete financial inventory of your assets and important documents, you’ll know where your assets are what they’re worth. Organization allows us to make better informed decisions.

A cash reserve prepares us for planned purchases and emergency situations. We’ll help you calculate the appropriate amount of reserves and how to keep it safe and productive.

Bad debt will sabotage a good financial plan. However, creative strategies to restructure your debt can reduce your interest costs and help you build wealth again.

It is important to protect your family with the proper types and amounts of life insurance. We have the resources to help you search for the best prices among strong companies.

The basic principles of growth investing include diversification, a long time horizon and a disciplined strategy. We’ll help you understand and apply these principles.

6. Income Investing

7. Tax Strategies

8. Healthcare Planning

9. Trust & Estate Issues

10. Legacy Planning

Retirement is about securing a lifetime income stream, protecting your assets and maintaining reasonable growth in your accounts. We use a bucket strategy to design your retirement plan.

Proper tax planning is a risk-free way to enhance investment return. We collaborate with your CPA and bring tax strategies to the discussion table.

Healthcare costs can be catastrophic to your family and estate. We’ll educate you on the traditional and creative long term care solutions that make sense for you and your family.

A good estate plan ensures that your assets are securely and efficiently transferred to your heirs. We collaborate with your attorney to align your financial assets with your estate plan.

Legacy planning examines the best way to extend the impact of your wealth for multiple generations. 


While discussing your 10 CORE FINANCIAL PRINCIPLES, our team uses a powerful planning tool to measure the impact of your financial decisions. With the Decision Center we can quantify the effects of selling a rental property, renovating your home or budgeting for annual family trips. We can address all your “What If” questions and build your financial plan around a combination of scenarios that work. We’re not just planning money, we’re planning life.


500 Ala Moana Blvd. Suite 3-480 Honolulu, HI 96813 | (808) 545-2224 |

This site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security which may be referenced herein. We suggest that you consult with your financial or tax advisor with regard to your individual situation. This site has been published in the United States for residents of the United States. Persons mentioned in this site may only transact business in states in which they have been properly registered or are exempt from registration.

Registered Representatives offering securities through First Allied Securities, Inc., a Registered Broker/Dealer. Member: FINRA/SIPC. Advisory services offered through First Allied Advisory Services, Inc., a Registered Investment Adviser.